It's Important
WHO
Your
Advisor
Is.
Helping you choose the right health insurance—not just any policy.
It's Important
WHO
Your
Advisor
Is.
Helping you choose the right health insurance—not just any policy.
10+ Years Experience
Trusted health insurance experts.
IRDAI Certified Advisors
Talk to licensed advisors, not call centre executives.
100% Unbiased Comparison
Compare top insurers with transparent advice.
Claim Support Till Settlement
We're with you until your claim is settled.
30+ INSURANCE PARTNERS
Compare India's Leading Health Insurance Companies
Compare plans from India's most trusted insurers with the guidance of our IRDAI Certified Advisors. Choose the right policy—not just the most advertised one.
Insurance Comparison Guide
Claim Settlement Ratio is NOT Everything.
A high Claim Settlement Ratio alone doesn't guarantee the best insurance company. To make an informed decision, compare these three key metrics together before buying a policy.
- Claim Settlement Ratio
- Payout Ratio
- Rejection Ratio
| Company | Claim Ratio | Payout | Reject |
|---|---|---|---|
| HDFC ERGO | 98.6% | 94% | 1.4% |
| TATA AIG | 98.1% | 93% | 1.9% |
| Care Health | 97.2% | 90% | 2.8% |
| Niva Bupa | 98.4% | 95% | 1.6% |
| ICICI Lombard | 98.0% | 92% | 2.0% |
🏠 Free Home Visit Available
FREE HOME VISIT
Book Free Home Visit →
Expert Insurance Advice at Your Doorstep.
No need to travel or wait in long queues. Our IRDAI Certified Advisor can visit your home at your preferred time, explain different health insurance plans, compare benefits, complete the paperwork, and help you make the right decision with confidence.
Doorstep Consultation
Book a free visit at your home or office at your convenience.
Complete Paperwork Assistance
We help you with documentation and policy issuance without any hassle.
Personalized Guidance
Compare multiple health insurance plans and choose the best one for your family.
HOW IT WORKS
Get Health Insurance in 4 Simple Steps
Our IRDAI Certified Advisors help you choose the right plan and support you until your claim is settled.
STEP 1
Book Consultation
Schedule a free call or home visit with our advisor.
STEP 2
Compare Plans
Compare 30+ health insurance plans from top insurers.
STEP 3
Buy With Confidence
Complete your paperwork and purchase the right health insurance with expert guidance.
STEP 4
Lifetime Claim Support
From claim registration to final settlement, our experts stay with you every step of the way.
🛡️ CLAIM RECOVERY ASSISTANCE
Claim Stuck? We'll Help You Recover It.
- ✔ Policies purchased from any Agent, Broker or Insurance Company
- ✔ Health, Life & Motor Insurance Claim Assistance
- ✔ Complete Documentation & Paperwork Support
- ✔ Direct Coordination with Insurance Companies
- ✔ Support Until Your Claim Is Successfully Settled
Need Immediate Help?
24×7
Documentation Review
We verify and prepare your documents.
Insurer Coordination
We communicate directly with the insurance company.
Claim Settlement
We stay with you until the claim is resolved.
UnbiasedCover helps individuals and businesses compare insurance plans from India's leading insurers.
🛡️
IRDAI
Certified Advisors
🏥
30+
Insurance Partners
🤝
Lifetime
Claim Support
Insurance
Contact
+91 XXXXX XXXXX
support@unbiasedcover.com
Kolkata, West Bengal, India
Mon – Sat
9:30 AM – 7:00 PM
9:30 AM – 7:00 PM
© 2026 UnbiasedCover. All Rights Reserved.